Target is a one-stop shopping destination for thousands of Americans. From seamless checkout practices to top-quality products, Target keeps on adding facilities that make life easier for its customers.
One such facility that many customers seek at various retailers is cashback. Getting cashback at shopping destinations is much more convenient than running to different ATMs and paying additional fees to take out money.
Since Target is all about customer satisfaction, you must be wondering if they provide cashback at their stores. Luckily, the answer is yes! You can get cash back at Target of up to $40 at most stores. However, there are specific payment methods that do not allow this!
Read on to find out how you can get cash back at Target and if there are certain limitations to the service.
What You Need To Know About The Cash Back Policy At Target
You can get cash back with no additional fees or minimum purchase conditions when you shop at Target with a debit card, including the Target RedCard. At most Target locations, you will be able to get $40 in cash back.
However, the cashback limit using a debit card can vary according to location. If you are unsure how much cashback you can get from a particular Target store, ask the cashier or get help from a Target associate.
The simplest way to get cash back at Target is to ask the cashier, but you can also do the same independently at a self-checkout. Remember that when you are using the self-checkout for cashback, the bill denominations are limited to availability in the kiosk.
Target Cash Back: What Are The Limitations?
For every debit card translation at most Target stores, you can get a maximum of $40, but the cap amount can change for different locations.
Moreover, keep in mind that your transaction may be charged a fee or denied if you exceed the daily withdrawal limit for your debit card or checking account. However, within the limit, Target will not charge you for cashback.
Furthermore, if you use a credit card, you cannot get cashback even with a Target Credit Card. If you are interested in cash advances, you can get them on the Target Mastercard from any ATM, money transfer service, bank, or casino.
Managing your RedCard PIn is pretty straightforward once you sign up on the Target website.
In addition to credit cards, Target also does not offer cashback on personal checks – which is standard practice at many retailers.
Various Ways To Get Cash Back At Target
We already know that you can get cash back from a Target store if you use a debit card. However, there are other ways you can get cashback in-store from the retailer, saving you an additional trip to the ATM.
With A Debit Card
First, let’s talk about the convenience of shopping at Target with a debit card, including the Target Debit Card. When purchasing with a debit card, you can withdraw additional cash minus the payment.
However, keep in mind how cashback works with debit cards. For example, if you have bought groceries worth $10, you can ask for $30 cashback; but, one thing to keep in mind is that since the debit card directly pulls money from your checking account, ensure that you have enough funds available. You need to have $40 in your account for the example I just mentioned.
With A Gift Card
You can get cashback at Target in some states while using a gift card. However, the state rules define how much money (if at all) you can withdraw.
Every state that allows cashback on gift cards has a cap, which varies. In certain instances, you can only get cashback using a gift card when it has single-digit funds remaining (under $10).
Even if some states allow cashback on gift cards, a particular Target location might not provide the service. The safest bet is to connect with your local Target through their “Find a Store” feature and confirm.
Through An ATM
Some Target stores also have ATMs; You can find out which ones do through their “Find a Store” page. I have already stated that Target does not charge any extra fees for cashback. However, if the ATMs are not within your bank’s network, you must ensure service charges amount and if you will be reimbursed.
Getting Cash Back At Target
There are two effortless ways of getting cash back at Target. You can either ask for money back at the register, and the cashier will provide you with your desired amount, or you can choose to get the cashback from a self-checkout.
Another perk of getting cash back from Target is that you only need to make a purchase, but there is no minimum payment limit for availing of the service.
At The Register
Getting cash back at the register is simple, as the cashier will provide you with $10 bills for up to $40, minus whatever your purchase amount is.
Through Self-Checkout
At the self-checkout, you can get assistance from an associate or click the “cash back” option at the kiosk if the machine allows. Once you select your desired amount, you will get the money.
If you press no for cashback by mistake, you can ask for an employee’s help, who will probably cancel the transaction and start a new one for you.
Rewards With The Target RedCard
Target also offers its own debit, credit, and MasterCard, all individually known as the RedCard, for added benefits. These cards work a little differently from cashback or reward cards, where you have to redeem your points to use the rewards.
Instead, with these cards, you can get a 5% discount on most in-store and online purchases, along with free shipping and extended returns. However, there are some items on which the discount does not apply, like prescriptions. (You can find the complete list here.)
Final Words
Target provides cashback service at most of its locations, so you skip the additional visit (and, sometimes fee) to the ATM. There is no purchase restriction or hidden cost, and you can get up to $40 in cashback when you pay with a debit card. Some locations may have ATMs and allow for gift card usage for cashback. For more information, you can call the store in your area.
