Does Kroger Take Apple Pay? (No, But Try This Option)


Grocery stores around the world accept Apple Pay as a valid payment method. In fact, it seems strange for stores to not accept Apple Pay in this day and age.

The world has changed dramatically over the last couple of years. Staying safe has been at the forefront of every business. Contactless payment has become an essential part of the buying process as it completes transactions quickly and safely.

Does Kroger take Apple Pay? Let’s find out.

Does Kroger Take Apple Pay?

After the grand introduction about most stores accepting Apple Pay as a method of payment, you would think Kroger may follow suit. However, as it stands, Kroger does not take Apple Pay as a form of payment.

This seems crazy, right? However, they do have a good reason for this. Read on to find out more.

Why Doesn’t Kroger Take Apple Pay?

In the past, Kroger has experimented with NFC (Near Field Communication) technology. This to normal folk (like us) is contactless payment between two electronic devices.

Kroger’s research into Apple Pay concluded that there simply was not enough demand from customers. So, they created their own contactless payment system aptly named, Kroger Pay.

What Is Kroger Pay?

Kroger Pay works pretty much in the same way as any app that allows you to pay for products using your cell phone.

To use Kroger Pay, follow these simple instructions:

  • Download the Kroger Pay app
  • Create an account
  • Enter the details of your intended method of payment such as a card or bank account
  • When you come to pay for your items, the app will generate a QR code that can be scanned at the checkout.
  • Once the QR code has been scanned, the transaction is complete and you’re done!

Can I Use Kroger Pay At A Self Checkout?

Yes, Kroger Pay can be used at self-checkouts. Here’s how it works.

  • First of all, you will need to generate a QR code from the Kroger Pay app.
  • Next, select ‘Kroger Pay’ before you scan any item.
  • You then need to scan the QR code with the scanner on the self-checkout.
  • Now you can begin scanning your items.
  • When finished, Kroger Pay will deduct the amount from your selected payment method.

Is Kroger Pay Secure?

This is a great question and one we think you will be glad you ever asked. The answer to this is yes, Kroger Pay is very secure.

Kroger as a company invests a ton of money into its data protection. Therefore, your information stored in the Kroger App is doubly protected by Kroger as a business.

Your information is never displayed or shared with third parties. This makes Kroger Pay a phenomenally safe method of payment.

Do All Kroger Stores Accept Kroger Pay?

Generally, most stores accept Kroger Pay. This method of payment, however, is not accepted at Kroger gas stations or drive-thru pharmacies.

Kroger Pay is more likely to be accepted in stores located in busy cities. The smaller stores may not accept Kroger Pay due to less demand.

It is also worth mentioning that some Kroger stores have independent merchants in-store which will also not accept payment through Kroger Pay. This is because they are not a part of the Kroger Pay program. 

 

Can I Still Get Kroger Rewards Using Kroger Pay?

Absolutely! If anything, using Kroger Pay is the best way to link your rewards to your account as the two programs work hand in hand during a Kroger Pay transaction.

As long as your loyalty account is linked to the Kroger Pay app, the work is done for you. Just what we like to hear!

Can I Use Kroger Pay For Home Delivery?

Kroger Pay cannot be used to pay for a home delivery order. Nor can it be used for a curbside pickup. In this case, you will need to complete your transaction with an alternative payment method such as cash or a card.

How To Find Out If My Local Kroger Takes Kroger Pay

The best way to find out if your local Kroger store takes Kroger Pay is to speak to a team member in-store. Alternatively, you can visit the Kroger website or call the customer service line.

It is always best to take an alternative payment method when you visit a Kroger store to avoid disappointment.

 

Grocery Stores That Take Apple Pay

Apple Pay is a widely used payment method. Kroger decided not to continue using Apple’s system because the Kroger customers simply were not interested. Below is a list of grocery stores that take Apple Pay, just in case you were wondering!

  • Albertsons
  • Aldi
  • CVS
  • Food Lion
  • Giant Eagle
  • Safeway
  • Target
  • Trader Joe’s
  • Wholefoods

Benefits Of Using Apple Pay

Apple Pay is a safe and secure option when it comes to completing transactions. Not only is it contactless, it speeds up the checkout process.

With Apple Pay, your transaction is complete within seconds, leaving you to get on with your day – without worrying about whether you left your wallet in-store!

Benefits Of Using Kroger Pay

The benefits of using Kroger Pay are not dissimilar to using Apple Pay. However, it is more efficient if you are a frequent Kroger customer that likes to earn rewards on your loyalty account.

Syncing your loyalty account to your Kroger Pay app works wonders and makes for a hassle-free transaction without having to fumble around for your Kroger rewards card.

Conclusion

Kroger does not currently take Apple Pay as a valid method of payment. Kroger did try Apple Pay in stores but chose not to continue with it due to little interest amongst customers.

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